With a focus on how it can foster a positive compliance culture, critically evaluate the significance of adopting a risk-based approach (RBA) within an organisation`s risk management framework.

ICA International Diploma in Anti-Money Laundering

Assessment Three

Submission due date: 2^nd February 2026

Restricted use only

Please read the following guidance notes before writing your assignment. Submitting your assignment

1. Please collate your assignment as a single document in Microsoft Word format. PDF documents will not be marked.
2. When saving your document please use your CIM Contact Number which will look like this A-BC-1234567 please ensure your name is not used anywhere on your submission, and you should ensure any other submission guidance is adhered to.
3. All marking is anonymous, which means your name should not appear on your work.
4. You must state the region/jurisdiction in which you are working in the header of each page.
5. You must ensure that all your work is properly referenced.
6. Penalties will be applied to those candidates who submit their assignment after the due date. Please see your Assessment Handbook for penalties

Word count

1. The total word count for this assignment should be between 3,000 and 3,500 words. This includes all in-text references but excludes any footnotes, reference page or contents page.

N.B. Appendices should not be used and if used will be included in your word count.

1. The number of words per part of the question should be in proportion to the number of marks allocated.
2. Penalties will be applied for excessive overall word count. Please see your Assessment Handbook for penalties

Academic malpractice

ICA regards plagiarism and other forms of academic malpractice, such as collusion and fabrication, as serious academic offences.

1. When submitting your assignment to ICA you have responsibility for ensuring that:

   1. It is entirely your own work, except where you have given fully documented references to the work of others.

   2. The material contained in your assignment has not previously been submitted for assessment in any formal course of study.

2. If any part of the text generated by a chatbot is used in any way, in work submitted to ICA, it must be fully and correctly referenced. A key part of your learning experience with ICA is the requirement that you present your own original work in assessments. Large amounts of text, taken from any source, even if correctly referenced, will attract penalties since this provides no evidence of original work on your part.

3. All assignments are screened using plagiarism detection software that checks for passages found elsewhere on the Internet, in books, journals or in work previously submitted. It also checks if the work has been written by artificial intelligence (chatbots)

4. ICA has issued guidelines on academic malpractice to help clarify for you what will be considered as constituting such offences and to indicate the nature of the penalties that may be imposed where they occur

Further advice on all aspects of assignment writing and submission is available in the ICA Assessment Handbook.

Your assignment questions are on the next page